College students have a lot on their plate already, including the need to study to get good grades, participating in any number of on-campus activities and potentially working part-time to have some spending money. That said, college students should also focus on their financial future, including steps they can take to build credit before they…
Your credit score is a three-digit figure that gives lenders an idea of your overall credit health, and this metric can be a lot more important than people realize. After all, you typically need good credit to rent an apartment or qualify for a rewards credit card, and information on your credit reports may be…
If your credit score is low, don’t despair – there are plenty of things you can do to raise it. While you might not be able to raise your score 100 points overnight, with a little dedication and effort, you can certainly see a significant improvement in a relatively short period of time. Here are…
The best identity theft protection services can help you prevent all kinds of fraud and financial mayhem, such as someone hacking into your brokerage account or using your information to file a tax return in your name. Better yet, many of the top companies that offer identity theft protection extend up to $1 million dollars…
Your credit score can have a dramatic impact on your life, and that’s true regardless of your age, your gender, and where you live. After all, a good credit score can make it possible to purchase a home or finance a car so you can get to work. Bad credit or poor credit, on the…
The best credit repair companies have the skills and experience to help you with your credit, whether you have late payments, judgments on your credit report, or even accounts in default. While you definitely have the right to negotiate with your creditors yourself, credit repair companies can take on this grunt work for you, completing…
If you have struggled to get approved for credit cards and loans in the past, you should probably take a look at your credit score to see where you stand. In the meantime, you should learn about what is considered a bad credit score in the first place and the thresholds you have to surpass…
Key Takeaways: No one can legally remove correct information from your credit reports. If collection activity on your credit reports is incorrect, there is a formal process you can use to dispute it. In many cases, paying off debts in collections can help you have the information removed from your credit reports early. With no…
It’s often said that “numbers don’t lie.” If so, what does that reveal about personal finance in the USA? To answer that question, we’ve prepared this analysis of personal finance facts and statistics to help you understand approximately where you are in comparison with other Americans. The information revealed in our analysis isn’t intended to…
While learning to use credit responsibly can be a challenge, the best credit cards for building credit can help. Cards geared to consumers with limited credit history or imperfect credit are often easier to qualify for, so they give you the chance to build credit when other cards won’t. Not only that, but some cards…
